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How to Document Water Damage for Insurance Claims in Utah

Dec 28, 2025 | Blog | 0 comments

If your home experiences a pipe burst, basement flood, or appliance leak, taking clear documentation is one of the most important things you can do. Insurance companies need evidence — and how well you document the damage may determine how much you’re reimbursed.

At Pure Flow Water Damage & Restoration, we’ve helped homeowners in Riverton, South Jordan, Bluffdale, Draper, and surrounding areas get their water damage claims approved faster. Here’s our proven documentation checklist.

📸 Step 1: Take Wide-Angle Photos of Each Affected Area

Start by taking wide shots of the entire room from multiple angles. This gives adjusters a full view of where the water entered and how far it spread.

Be sure to capture:

  • ✔️ Ceilings and walls
  • ✔️ Flooring (tile, carpet, hardwood)
  • ✔️ Nearby furniture or appliances

🔍 Step 2: Zoom in on Specific Damage

Next, take close-up shots of damaged areas. Include visible:

  • ❌ Wet drywall or bubbling paint
  • ❌ Soaked carpets or warped flooring
  • ❌ Mold growth or mildew spots (if present)

💡 Learn why moisture inspections are also important.

🧾 Step 3: Photograph Personal Belongings

If any furniture, electronics, or personal items were damaged, take detailed pictures of them as well. Try to show:

  • ✔️ Brand, model, or serial number (if visible)
  • ✔️ Item location before and after damage

🧱 Step 4: Document Water Source (If Known)

If you know where the water came from — like a burst pipe or washing machine hose — take a photo of the source, especially if it’s still leaking or broken.

This helps verify that the damage was sudden and accidental, which is typically required for insurance coverage.

🧰 Step 5: Save Receipts & Reports

Keep copies of:

  • ✔️ Water extraction or restoration invoices
  • ✔️ Hotel or temporary lodging receipts
  • ✔️ Plumbing repair bills
  • ✔️ Your insurance policy documents

💡 We provide digital copies of all service reports and moisture readings for your claim.

📝 Bonus: Keep a Written Timeline

It’s helpful to write down the dates and times of when:

  • 💧 The water event occurred
  • 📞 You contacted your insurance company
  • 🚨 Emergency response or drying began

📍 We Help You Document Water Damage in Utah

Our licensed restoration team assists homeowners in:

We’ll help you gather all necessary documentation, meet your adjuster, and handle communication with your provider.

🔗 Related Services

📞 Need Help With Documentation? Contact Our Team 24/7

How to Document Water Damage for Insurance Claims in Utah

If your home experiences a pipe burst, basement flood, or appliance leak, taking clear documentation is one of the most important things you can do. Insurance companies need evidence — and how well you document the damage may determine how much you’re reimbursed.

At Pure Flow Water Damage & Restoration, we’ve helped homeowners in Riverton, South Jordan, Bluffdale, Draper, and surrounding areas get their water damage claims approved faster. Here’s our proven documentation checklist.

📸 Step 1: Take Wide-Angle Photos of Each Affected Area

Start by taking wide shots of the entire room from multiple angles. This gives adjusters a full view of where the water entered and how far it spread.

Be sure to capture:

  • ✔️ Ceilings and walls
  • ✔️ Flooring (tile, carpet, hardwood)
  • ✔️ Nearby furniture or appliances

🔍 Step 2: Zoom in on Specific Damage

Next, take close-up shots of damaged areas. Include visible:

  • ❌ Wet drywall or bubbling paint
  • ❌ Soaked carpets or warped flooring
  • ❌ Mold growth or mildew spots (if present)

💡 Learn why moisture inspections are also important.

🧾 Step 3: Photograph Personal Belongings

If any furniture, electronics, or personal items were damaged, take detailed pictures of them as well. Try to show:

  • ✔️ Brand, model, or serial number (if visible)
  • ✔️ Item location before and after damage

🧱 Step 4: Document Water Source (If Known)

If you know where the water came from — like a burst pipe or washing machine hose — take a photo of the source, especially if it’s still leaking or broken.

This helps verify that the damage was sudden and accidental, which is typically required for insurance coverage.

🧰 Step 5: Save Receipts & Reports

Keep copies of:

  • ✔️ Water extraction or restoration invoices
  • ✔️ Hotel or temporary lodging receipts
  • ✔️ Plumbing repair bills
  • ✔️ Your insurance policy documents

💡 We provide digital copies of all service reports and moisture readings for your claim.

📝 Bonus: Keep a Written Timeline

It’s helpful to write down the dates and times of when:

  • 💧 The water event occurred
  • 📞 You contacted your insurance company
  • 🚨 Emergency response or drying began

📍 We Help You Document Water Damage in Utah

Our licensed restoration team assists homeowners in:

We’ll help you gather all necessary documentation, meet your adjuster, and handle communication with your provider.

🔗 Related Services

📞 Need Help With Documentation? Contact Our Team 24/7

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