Water damage can turn your life upside down. And while fast restoration is critical, many Utah homeowners are left wondering: how long will the insurance claim take?
At Pure Flow Water Damage & Restoration, we’ve worked with homeowners in Riverton, South Jordan, Draper, and surrounding areas to get claims processed quickly and smoothly. Here’s a realistic timeline — and how to avoid common delays.
📅 Day 0: The Water Damage Event
Water damage begins with a burst pipe, appliance leak, flood, or backup. Immediate steps:
- 🔧 Stop the source (shut off water or power)
- 📞 Call Pure Flow’s emergency team
- 📸 Take photos and videos of the damage
💡 See our guide on documenting water damage for your claim.
🧾 Day 1–2: Initial Inspection & Claim Filing
We inspect your property and provide a detailed damage report with moisture readings and photo evidence. You (or we, with your permission) file a claim with your insurance provider.
Include:
- ✔️ Date/time of damage
- ✔️ Cause of the water loss
- ✔️ Description of affected rooms and items
👨💼 Day 2–5: Adjuster Visit & Damage Assessment
The insurance company assigns an adjuster to review your case. This usually happens within 48–72 hours.
We’ll meet with your adjuster on-site to:
- 📏 Explain the damage
- 📂 Share our moisture logs and drying reports
- 📷 Provide before-and-after restoration photos
📨 Day 5–10: Approval or Denial
After reviewing documentation, the adjuster issues a decision. If approved, you’ll receive a breakdown of:
- 💵 Repair and restoration coverage
- 🛠️ Depreciation value (if applicable)
- 🏠 Temporary housing or mitigation reimbursements
🚫 If your claim is denied, don’t give up. See what to do after a denied claim.
💲 Day 10–20: Payment & Repairs Begin
Most insurers release payment within 5–10 business days after approval. You may receive an initial check (ACV), with a second issued once work is completed.
We’ll coordinate directly with your insurer to begin:
- ✔️ Drying & dehumidification
- ✔️ Material removal (flooring, drywall)
- ✔️ Mold prevention & sanitation
- ✔️ Full structural repairs if needed
📍 Need Help Speeding Up Your Claim?
Our licensed team has helped homeowners across:
We handle documentation, adjuster coordination, and restoration to reduce stress and speed up resolution.
🔗 Related Posts & Services
- Insurance Claim Support Services
- Water Damage Restoration – Riverton
- How to Document Damage
- Does Insurance Cover Mold?
📞 Need Fast Claim Help? Contact Our Team Today
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