License and Insurance in Riverton, UT
License and insurance verification is the homeowner’s primary due-diligence tool during contractor selection for water damage restoration, mold remediation, or fire damage restoration work. Utah contractor licensing establishes accountability under Utah state law; general liability coverage protects the homeowner against property damage and third-party injury during work; workers compensation coverage protects the homeowner against financial liability for crew injuries on their property; and professional certifications like IICRC document technical competence. A South Jordan homeowner call last spring illustrates the practical value of verification-ready documentation: prospective client requested certificate of insurance and Utah DOPL license verification before signing the response contract for a $12,400 Category 2 basement restoration scope. Pure Flow provided current certificate of insurance showing $2M general liability aggregate through The Hartford and Utah Workers Compensation Fund coverage within 30 minutes of request, along with direct link to Utah DOPL public license verification confirming license #13845621-5501 in active status with S220 classification. Homeowner completed verification within 24 hours and proceeded with the contract. Documentation-ready license and insurance status supports contractor selection due diligence and directly protects the homeowner from the financial exposures that inadequately licensed and insured contractors leave open.
Utah DOPL Contractor License
License Details
- License number: #13845621-5501
- Classification: S220 Small Commercial and Residential
- Licensed entity: Pure Flow Water Damage & Restoration
- License status: Active
- License authority: Utah Division of Occupational and Professional Licensing (DOPL)
S220 Classification Scope
The S220 Small Commercial and Residential contractor classification authorizes:
- Residential construction, renovation, and repair scope.
- Small commercial construction, renovation, and repair scope.
- Demolition scope inherent to construction and restoration work.
- Structural work within the scope of small commercial and residential construction.
- Coordination of specialty subcontractor scope where the primary project falls within S220 classification.
S220 classification covers the range of scope inherent to water damage restoration, mold remediation, sewage cleanup, and fire damage restoration work in Salt Lake Valley residential and small commercial properties.
License Verification
Utah DOPL public license verification is available through their website. Verification search options:
- Search by license number (#13845621-5501 for Pure Flow).
- Search by business name (Pure Flow Water Damage & Restoration).
- Verification results display current license status, classification, issue date, expiration date, and any disciplinary history.
Homeowners should verify current license status before contracting with any contractor for restoration work. License verification takes only a few minutes and provides definitive information about contractor licensing standing.
General Liability Insurance
Coverage Details
- Carrier: The Hartford
- Coverage type: Commercial General Liability
- Aggregate limit: $2,000,000
- Per occurrence limit: $1,000,000
- Coverage effective: Current with active renewal
What General Liability Covers
Commercial general liability coverage protects the homeowner against several exposure categories arising from contractor operations at the property:
- Bodily injury — injury to third parties (visitors, other contractors, neighbors) during work at the property.
- Property damage — damage to portions of the property not covered under the restoration scope, damage to neighboring property, damage to personal property beyond the restoration scope.
- Personal injury — claims arising from operations at the property including defamation, invasion of privacy, or wrongful entry claims.
- Products and completed operations — liability for the work performed after project completion, protecting against claims arising from completed work.
Certificate of Insurance
Certificate of insurance documentation is available on request during contractor selection and before work commencement. Certificate of insurance provides:
- Current coverage verification with issue and expiration dates.
- Coverage limits and coverage types.
- Named additional insured designation where required by property owner or property management.
- Carrier contact information for coverage verification.
Homeowners should request current certificate of insurance before work commencement rather than relying on contractor representations of coverage. Certificate of insurance provides objective verification of current coverage rather than potentially outdated claims of coverage that may have lapsed.
Workers Compensation Insurance
Coverage Details
- Carrier: Workers Compensation Fund of Utah
- Coverage type: Utah statutory workers compensation
- Coverage scope: All Pure Flow field personnel including full-time employees and subcontractor workers as required
- Coverage effective: Current with active renewal
What Workers Compensation Covers
Utah statutory workers compensation coverage protects the homeowner against financial liability for crew member injuries occurring during work at the property:
- Medical costs — medical treatment for work-related injuries.
- Disability payments — temporary and permanent disability compensation for injured workers.
- Lost wages — wage replacement during injury recovery periods.
- Rehabilitation services — return-to-work coordination for injured personnel.
Homeowner Protection
Without workers compensation-covered contractor coverage, injured crew members can pursue property owners for medical costs, lost wages, and disability payments — a serious financial exposure. Workers compensation coverage transfers that liability to the contractor’s workers compensation carrier, meaning the homeowner is protected from crew injury liability regardless of what happens during the work.
Homeowners should be particularly cautious of contractors who cannot provide current workers compensation certificate of insurance. Contractors operating without workers compensation coverage may offer lower pricing but leave the homeowner exposed to potentially significant financial liability. The apparent savings from lower pricing typically doesn’t justify the risk exposure from missing workers compensation coverage.
Additional Coverage Considerations
Automobile Liability
Commercial automobile liability coverage protects against exposure from vehicle operations related to the restoration work: transporting equipment to and from job sites, transporting personnel, and general vehicle-related exposures during business operations.
Umbrella or Excess Liability
Umbrella or excess liability coverage provides additional liability protection above the primary general liability limits. For larger commercial scope work or specific project circumstances, umbrella coverage supports additional protection beyond the $2M general liability aggregate.
Professional Liability
Errors and omissions coverage protects against liability from professional judgment or advice provided during restoration work. While general liability covers property damage and bodily injury, professional liability addresses specific professional service exposures.
Pollution Liability
Specific pollution liability coverage may apply to certain restoration scope categories (particularly Category 3 sewage or hazardous material response) where environmental contamination exposures exceed standard general liability scope.
Utah Contractor Bonding
Bonding Requirements
Utah contractor licensing includes minimum bonding requirements for contractor accountability under Utah contractor law. Bonding provides financial recourse for homeowners in specific scenarios where contractor performance falls short of legal or contractual obligations.
Bond Claims
Homeowners with specific concerns about contractor performance can pursue bond claims through Utah DOPL processes. Bond claim scope covers specific categories of contractor performance issues rather than general dissatisfaction with work; contact Utah DOPL for specific bond claim guidance if considering a bond claim.
What Homeowners Should Verify
Before Contracting
- Utah DOPL license verification through https://secure.utah.gov/llv/search/index.html confirming active license status with appropriate classification.
- Certificate of insurance showing current general liability and workers compensation coverage with adequate limits.
- IICRC certification verification through the IICRC certified firm registry confirming current certifications in relevant restoration disciplines.
- EPA Lead-Safe Certified Firm verification for work in pre-1978 construction through EPA verification.
- Better Business Bureau verification for general business standing and complaint history through BBB profile lookup.
- References from recent similar projects supporting quality assessment.
During the Work
- Written scope with itemized pricing before work commencement.
- Written change orders for any scope changes during work with associated cost changes.
- Daily communication about work progress and any issues encountered.
- Documentation of work performed including photographs and moisture readings supporting insurance settlement.
Before Final Payment
- Verification that all scope items are complete to satisfaction.
- Warranty documentation for work performed and materials installed.
- Final invoice with any adjustments from original scope clearly documented.
- Lien waivers from any subcontractors involved in the scope confirming subcontractor payment.
- Any specific documentation required for insurance settlement completion.
Salt Lake Valley Contractor Compliance
Riverton, Bluffdale, Herriman, South Jordan, Draper, West Jordan Requirements
Each municipality in the Salt Lake Valley service area has specific building permit requirements, inspection requirements, and local ordinance considerations that affect restoration work scope. Pure Flow coordinates with local building departments for permit-required scope elements including:
- Building permits for reconstruction scope exceeding permit thresholds.
- Electrical permits for electrical work requiring inspection.
- Plumbing permits for plumbing work requiring inspection.
- Mechanical permits for HVAC-related work requiring inspection.
- Special inspections for specific construction elements requiring third-party inspection.
Salt Lake County Requirements
Salt Lake County requirements apply to specific work categories including hazardous materials handling, air quality considerations, and waste disposal requirements. Coordination with Salt Lake County departments supports compliance where applicable.
Utah State Requirements
Utah state requirements including DOPL licensing, insurance requirements, and specific trade requirements apply to all work across the service area. Pure Flow maintains compliance with all applicable Utah state requirements.
Related Content
- Credentials Overview — complete credential documentation.
- About Pure Flow — founder background and company overview.
- Our Process — response methodology.
- Contact Us — contact information for verification requests.
Service Area
Licensed and insured contractor services across the primary Salt Lake Valley service area: Riverton, Bluffdale, Herriman, South Jordan, Draper, and West Jordan. Utah DOPL contractor license verification available, certificate of insurance available on request, IICRC certification documentation available, and complete credential documentation supporting homeowner due diligence.
Frequently Asked Questions
- Can I see your certificate of insurance before I contract with you?
- Yes. Certificate of insurance documentation is available on request during contractor selection and before work commencement. Contact our office at (385) 289-3753 or info@pureflowwaterdamagerestoration.xyz to request certificate of insurance for verification. Certificate of insurance can be issued with your name as named additional insured where required by your specific property or insurance carrier. Certificate documentation includes current coverage verification with dates, coverage limits, coverage types, and carrier contact information supporting your independent verification of coverage. Verification typically completes within one business day of request. Reviewing certificate of insurance before contracting is standard due diligence for restoration work and any contractor operating professionally will provide certificate documentation without difficulty.
- What happens if a crew member gets hurt on my property?
- Utah Workers Compensation Fund coverage handles medical costs, disability payments, and lost wages for Pure Flow crew member injuries occurring during work at your property. Workers compensation coverage transfers this liability from the property owner to the contractor’s workers compensation carrier, meaning you as the homeowner are protected from crew injury liability. This protection is one of the primary reasons workers compensation coverage matters during contractor selection — contractors operating without workers compensation coverage leave the homeowner exposed to potentially significant financial liability if crew injuries occur. If a crew member is injured at your property, Pure Flow handles all workers compensation coordination through Workers Compensation Fund of Utah without homeowner involvement or liability. This coverage applies to Pure Flow direct employees and to subcontractor personnel operating under Pure Flow’s coordination where subcontractor workers compensation coverage is verified as part of subcontractor engagement.
- What if my house or belongings are damaged during the work?
- Commercial general liability coverage through The Hartford ($2M aggregate, $1M per occurrence) protects against property damage arising from contractor operations at your property. Property damage examples covered under general liability: damage to portions of the property not covered under the restoration scope (accidental damage during work), damage to neighboring property arising from operations at your property, damage to personal property beyond the restoration scope during work. Coverage claims process: report the incident to Pure Flow immediately upon discovery, Pure Flow reports to The Hartford, adjuster works with you on damage assessment and settlement. Coverage handles legitimate property damage claims arising from contractor operations; coverage doesn’t apply to damage that was pre-existing or damage that arises from other causes. Certificate of insurance provides your objective verification of coverage before work commencement supporting your comfort with the protection in place.
- How can I verify your Utah contractor license is real and current?
- Utah DOPL provides public license verification through their website. Direct link: https://secure.utah.gov/llv/search/index.html. Search by our license number (#13845621-5501) or business name (Pure Flow Water Damage & Restoration). Verification results display current license status (should show “Active”), classification (S220 Small Commercial and Residential), license issue date, license expiration date, and any disciplinary history (should show clean history). Verification takes only a few minutes and provides definitive information about our license standing directly from the Utah state licensing authority. Verification through Utah DOPL public search is the definitive source rather than any documentation we could provide directly — state license verification cannot be forged or altered. We encourage independent license verification as part of your contractor selection due diligence.
- Do I need to verify your subcontractors’ licenses and insurance too?
- Pure Flow verifies subcontractor licensing and insurance as part of subcontractor engagement, and Pure Flow’s general liability coverage extends to coordinate coverage for subcontractor work under Pure Flow’s project management. Homeowners typically don’t need to independently verify each subcontractor’s credentials when the primary contractor (Pure Flow) verifies subcontractor credentials and coordinates project management. That said, homeowners can request specific subcontractor identification and credential documentation for any subcontractor involvement in their specific project if they prefer independent verification. Common subcontractor categories in restoration work include: licensed plumbers for source repair scope, licensed roofers for roof repair scope, licensed electricians for electrical work in reconstruction, and specialty trade contractors for specific scope elements. Pure Flow uses established subcontractor relationships with verified credentials rather than ad-hoc subcontractor selection, supporting consistent quality and credential verification across project scope.
Contact Pure Flow Water Damage & Restoration — Riverton License and Insurance Verification
Our Riverton office provides license and insurance documentation supporting homeowner due diligence across Riverton, Bluffdale, Herriman, South Jordan, Draper, and West Jordan. Utah DOPL license #13845621-5501 verification available through Utah state public search, certificate of insurance with $2M general liability through The Hartford and Utah Workers Compensation Fund coverage available on request, and IICRC certification documentation available for verification through IICRC certified firm registry.
- Emergency Line (24/7): (385) 289-3753
- Address: 5069 13400 S #400, Riverton, UT 84096
- Email: info@pureflowwaterdamagerestoration.xyz
- Utah DOPL Contractor License: #13845621-5501 (S220 Small Commercial & Residential)
- IICRC Certifications: WRT, ASD, AMRT, FSRT
Office Hours
- Emergency Service: 24 hours a day, 7 days a week
- Office Staff: Monday – Saturday, 9:00 AM – 5:00 PM
- Closed: Sundays and State/Federal Holidays (emergency line always active)